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New Local Form and CM/ECF Event to file Proposed Orders to Employer to Pay the Trustee

New Local Form and CM/ECF Event to file Proposed Orders to Employer to Pay the Trustee

Tuesday, June 16, 2015

Effective June 12, 2015, new Local Form 25 and a new CM/ECF
event have been created to file a Proposed Order to Employer to Pay
the Trustee on Chapter 13s in the Eastern Division. The form is
located under the Chapter 13 section of the Local Forms.
The new event, Proposed Order to Employer to Pay the Trustee, is
available for filing by attorneys and trustees. Assuming debtor name,
case number and trustee are correct, the order will be dated, signed
and entered on the docket the next workday after filing.
Please be sure to use Local Form 25 and the new event, Proposed
Order to Employer to Pay the Trustee, to insure prompt processing of
the order.
If you need to file an Amended Order, select Amended on the PDF
and also on the final filing screen. Remember, you only need to file an
Amended Order if a previous order was entered on the docket.
Motions for Payroll Control no longer need to be filed.
Procedures have been posted and are available for your review.
ECF manual
Local Forms
If you have any questions, please contact our CM/ECF Help Desk
@ 312-408-7765.

CCLT Chicago Community Land Trust

David C. Nelson has been practicing real estate law since 1994 and has represented clients in CCLT transactions since 2007.   Attorney Nelson is a CCLT trained, endorsed and recommended attorney for CCLT transactions.  Whether you are selling or buying a CCLT home or condominium, NLO Nelson Law Office is your first step in getting good legal representation.

Set Up Free Phone Consultation to Discussion CCLT Real Estate Purchase

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What is CCLT?

The CCLT is an organization within the City of Chicago that manages low to moderate income real estate properties in Chicago. The land trust essentially holds ownership of these properties, manages these properties and assists homeowners with the sale and purchase process. CCLT also offer assistance to those dealing with foreclosure or other financial hardships.

What do you need to know when selling?

When selling a CCLT property there are three things to remember:  First, there is most likely and affordability rider which is in the nature of a second or third mortgage.  This typically $20,000 mortgage either needs to be paid off when selling or needs to be passed to the new buyer with the approval of the Illinois Housing Development Authority.  Expect a four month approval process and possibly a six month selling process when needing this to be transferred to the new buyer.  Your sale price will be determined by CCLT’s equations allowing a reasonable rate of return on the property most likely around 4% per year.  You may not use realtors to sell your property.  The selling and marketing of the CCLT property is done by the CCLT itself.

What do you need to know when buying?

Buying a CCLT property can be a tremendous value, however, this type of property ownership carries with it three very important factors:  First, your lender should be either Harris, Chase, Wells Fargo or some type of lender that either has experience in lending to CCLT properties or is open to allowing their underwriters to allow the CCLT lien to be placed in first place.  Traditionally Harris Bank (Now BMO Harris) was the preferred lender, however, in the last year both Chase Bank, Wells Fargo and Wintrust have shown that they are able to provide loans for these types of properties.

 

How to Reinstate Suspended License in Illinois with Debt Relief through Bankruptcy

How to Reinstate Suspended License in Illinois with Debt Relief through Bankruptcy

Many people don’t know this, but you can reinstate your driver’s license using debt relief through bankruptcy.  Filing either a Chapter 7 or Chapter 13 bankruptcy allows the debtor to go into a Driver’s Service Center and fill out an application to reinstate the driver’s license.  The cost is $72 (as amended).  Many people have suspended driver’s licenses because of unpaid parking tickets, unpaid penalties, unpaid judgments that involve a driving related incident such as personal injury or damage to another motor vehicle.

How to Reinstate Suspended License in Illinois with Debt Relief through Chapter 7 Bankruptcy

If you file a Chapter 7 Bankruptcy you should be able to apply for a reinstatement of your driver’s license within 7 days of the filing.  You must notice the Secretary of State, Driver’s Services Division in Springfield to ensure that notice has been received by the Secretary of State.  Once the Secretary of State receives the bankruptcy notice, they flag it in their system.  This flag allows you to file your application to reinstate your driver’s license.  The typical cost for reinstating your license is $72 and can be applied for at any Driver’s Services Facilities.  The actual penalty such as a parking ticket or other levied fine or penalty may not be discharged in the bankruptcy, but the filing of the bankruptcy typically allows for reasonable payment plans to be set up.  In the case of the City of Chicago, oftentimes, payment plans are not offered in a reasonable or affordable fashion without the bankruptcy filing.  In the case of a personal injury judgment or judgement based upon damage to property or another automobile, this type of debt is typically discharged and is eliminated as a personal liability and no longer will cause your driver’s license to be suspended.

How to Reinstate Suspended License in Illinois with Debt Relief through Chapter 13 Bankruptcy

if you file a Chapter 13 Bankruptcy you should be able to apply for a reinstatement of your driver’s license within 7 days of the filing.  Just as with a Chapter 7 Bankruptcy, you must notice the Secretary of State, Driver’s Services Division in Springfield to ensure that notice has been received by the Secretary of State.  Once the Secretary of State receives the bankruptcy notice, they flag it in their system.  This flag allows you to file your application to reinstate your driver’s license.  The typical cost for reinstating your license is $72 and can be applied for at any Driver’s Services Facilities.   The actual fine, penalty or liability is discharged.  This is a big difference with Chapter 7.  Typically, a debtor will pay only 10 cents on the dollar for the unpaid parking tickets or other type of fine or levy.  Also, as with a Chapter 7, the judgement due to personal injury or damage to property is discharged.  Chapter 13 is only referred to as the “total solution” for parking tickets and is used extensively by taxi cab operators, Uber and Lyft Drivers and others to eliminate substantial parking ticket liability.

Attention Attorneys ! The ARDC can copy your Blog for attorney discipline investigations.

Attention Attorneys ! The ARDC can copy your Blog for attorney discipline investigations.  It’s not copyright infringement when the ARDC copies your blog for disciplinary proceeding  Denison v. Larkin (N.D. Ill., 20  (click this link to read case).

 

 

Sheboygan Lodging

  1. Blue Harbor Resort (Nearby, Pool, Waterpark, Lake Views and Beach)blueharborresort.com/
  2. Harbor Winds (Nearby, Basic, No Pool)harborwindshotelsheboygan.magnusonhotels.com/
  3. Lakeview Mansion Bed & Breakfast (Nearby, Historic, Great Views of Lake)www.lakeviewmansion.com
  4. Econolodge (Formerly Executive Inn)  (Nearby, Economy, Vacancy)www.econolodge.com/hotel-sheboyganwisconsin-WI240
  5.  Grandstay Residential Suites (Nearby, Nice)
    www.grandstayhospitality.com
  6. Fountain Park Best Western (Nearby, OK, good restaurant for breakfast)www.fountainparkmotel.com/
  7. Americann Inn (Pool)  Westside (good, pool, 10 minutes)     www.americinn.com/Hotels/WI/Sheboygan
  8. Holiday Inn Express (Pool)  Westside  (good, pool, 10 minutes)www.hiexpress.com/Sheboygan
  9. Sleep Inn Southside (good, pool, 10 minutes)www.sleepinn.com/hotel-sheboyganwisconsin-WI100
  10. Kohler’s American Club (A luxury experience, 15 minutes from event)www.americanclubresort.com/
  11. Kohler’s Suites on Woodlake  (A down home luxury experience, 15 minutes from event)www.americanclubresort.com/lodging/inn-on-woodlake
  12. The Osthoff (Elkhart Lake, WI; The Ultimate Way to Spend Labor Day)  Vacancy limited.  30 minutes out .     www.osthoff.com/

 

Recommendations:

Blue Harbor

  1. Close By and Nice
    1. Blue Harbor (Top Choice)
    2. Harbor Winds (Great Location, Basic, Right on the Riverwalk)
    3. Lakeview Mansion (Outstanding and Luxury – limited availability but Adults Only)
    4. Grandstay (Good location, see website for details)
    5. Americinn (West 10 minutes out)
    6. Sleep Inn (South 10 minutes out)
    7. Holiday Inn Express (check on pool, west, 10 minutes out)
  2. Best Luxury Choices
    1. American Club ($300+ per night but outstanding)
    2. Osthoff Resort (Hard to get into on Labor Day and 30 minutes out)
    3. Woodlake Suites ($200 per night – low key and nice)
  3. Back Up’s
    1. Fountain Park Inn (Clean and Basic)
    2. Econolodge Downtown – (Basic and No Rating)

David C. Nelson on NOLO

David C. Nelson on NOLO

http://www.nolo.com/lawyers/attorney/david-c-nelson-5515.html

David C. Nelson on Justia

David C. Nelson on Justia

 

http://lawyers.justia.com/lawyer/david-nelson-857612

Chicago Maritime Festival – February 23, 2013!

Don’t Miss this year’s Chicago Maritime Festival on February 23, 2013.

See the link below for more information:

www.chicagomaritimefestival.org

Chicago Maritime Festival Calendar

Date and Event: for more information or contact person, click on italics

Year Round Information

Outreach performances and Speakers Bureau requests – Chris Kastle

Sponsorships and donations –  Chris Kastle

Volunteer applications – Ellen Reeve

Presenter and performer applications – Chris Kastle

Important Festival Dates to Remember

Feb. 24, 2013 – Shanty Sing for Festival attendees and participants

Feb. 23, 2013 – Chicago Mariitme Festival at the Chicago History Museum

Feb. 22, 2013 – Reception for festival sponsors, performers, volunteers, and staff

Feb. 20-23, 2013 – Outreach performances

Ill. House OKs ban on password snooping by bosses

Ill. House OKs ban on password snooping by bosses.

Folks:

This is a highly disturbing issue that I have been following.  Just recently I learned that several attorneys in our bar association are asking their employees for their facebook passwords and other social media password.  Bottom line – the Illinois House approved a restriction on this and now it’s up to the senate.

I recommend that you call your state senator and encourage them to sign this restriction into law.

Bottom line – if your employee is on facebook during the work day for personal use, then maybe it’s time to get a new employee.  If an employee is having a discussion about working conditions at their place of employment – it’s protected.    This is an evolving area.

Be Careful and Vigilant

 

Why Our Libraries Must Not be Allowed to Fail

When you walk in Chicago’s Main Public Library now called the Harold Washington Library Center you are reminded of the amazing roots of the Chicago Library system as you pass two hand carved mahogany desks from the Old Main Library now the Chicago Cultural Center.  As I walked into the Library today, I was reminded of the severe changes that are occurring in how information is delivered to us today.  Most of the 3rd floor research desks are empty.  Not just one, more like ten just on the 3rd floor.   As you progress up the floors towards, 4,5,6 and 7 you seek more empty research desks and empty book cases that once held fast-changing information such as City Telephone Directories and other topical information.

As you head up the escalator and seek the fine birch paneling, exquisite architecture and state of the art lighting, you realize that when the library was built in 1988 it was viewed as one of the most important buildings in Chicago and one that would get increasingly heavy use.  To give you an idea of how valuable public libraries were in just the last 100 years, you have to view the set up of the Old Library.  There was no “casual browsing” or picking out your own book.  In those days, you perused a card catalog at length’s end seeking to find the call number of the book or books you needed either for your research or simply to pick up the latest novel from your favorite author.  You then took your request to a table where clerks were dispatched into the closed stacks of the library to bring back your request.  Few people actually had the ability to scan the racks much less have unrestricted access as we have today in our modern library.

So what is the modern library, it is a wasteland soon to be abandoned with the emergence of the World Wide Web and Digitization of Images and Easy Scanning of Text?  That is a good question.  It is my belief that we are in a very tricky and difficult period of transition.  I believe that Google will soon become a utility that is regulated by the state.  I believe that most laws that govern the scanning of “scholarly” work will eventually get ironed out in the next 30 years.  Until then, I believe that we will have a situation similar to most law libraries in the early 1990’s.  In those days, the majority of your legal research was done in the stacks using digests, annotated State and Federal Codes and Regional Reporter systems.  These were organized using a system of directories.  Until the late 1990’s this was the only way to do legal research efficiently as you could not have ten books up on a computer screen to effectively write briefs and other documents.  in those days, Lexis, Westlaw a few others were making “text only” legal research databases available.  Although you could do boolean searches easily, the systems did not allow for good quality comprehensive reading research due to the slowness of the systems, poor reading quality, slow printing and lack of multiple viewing screens. In the end most attorney’s and students of the day simply did their research as best as they could in the manual volumes and then “sprinkled” updates with the most current slip opinions or shephardized results which were the only areas where these online services were truly unique and helpful.

Today, we have the same situation but in a much broader context of information overall.  Here are the similarities:  Most good comprehensive materials prior to 2005 are found only through manual research in libraries.  Google Scholar, Some Photo Search and other resources might have a smattering of information prior to 2005 but it isn’t comprehensive because most materials prior to this date were primarily via written materials – especially novels.  Lending practices at libraries do not always cover digital novels and other electronic media.  Therefore, there is even a media desert occurring where folks who do not have access to digital products can no longer get the hard copy versions at their libraries.    In short, today you still have to do most good scholarly research in a library on most topics and then update the topical or more current issues in the research with digital research on the computer.

So what should be done.  Library funding should be increased, not reduced.   Saturday and Sunday hours should continue to be available.  Communities should adopt the “forward thinking ” digital media policies that the Chicago Library has adopted allowed for the 3 week checkout of digital licenses.  Going forward we should prepare ourselves for an absolutely huge and unthinkable fight with powerful media empires such as Google and Publishers who will do everything in their power to eliminate public libraries and concept of public libraries in digital media.  We will have to fight for a State Solution that mandates regulation of Google which will eventually become a monopoly and fight for legislation that ensures the future of “borrowing” digital media.  Another nasty fight around the corner is the ability to keep a “personal copy” of media purchased or available freely or over the air.  You can keep a video tape copy of any copyrighted media.  You can keep a cassette tape copy of copyrighted media for your own personal use.  However, you cannot own a personal digital copy in portable format for your own use.  Just try to copy the TV show on your DVR.  Won’t work anymore.  Once again, the State needs to step in and take action.

I don’t think will see much activity in the next five years as things will appear somewhat competitive in the marketplace, but as things mature and more people become aware of the “Library Issue”, we will begin to see protects and public action to ensure that everyone has access to information, not just printed, but digitized as well and that the means to use and view it will be available at public libraries.

As a heavy reader of novels, most of which come from the Chicago Public Library, I am a strong supporter of the foregoing and welcome your comments.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. CALL 877-GO-GO-NLO (877-464-6656) FOR A FREE BANKRUPTCY CONSULTATION TODAY! SATURDAY APPOINTMENTS ARE AVAILABLE.